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© 2010, Guernsey & Associates, 6704 Plantation Road, Suite A, Pensacola, FL 32504-6253. All rights reserved.
John Bruce, Elwyn Guernsey, Seth Taylor, Richard McCool, Sara Fordyce, Douglas Guernsey, Robert Mills, Howard Shores, James "Dub" Stearn, Bessann Watson, Derec Baxter, Rhett Autrey, and Chris Whitman are Registered Representatives of and offers securities products and services through Park Avenue Securities LLC (PAS) 3664 Coolidge Court, Tallahassee, FL 32311, (850) 562-9075. All included herein are Financial Representatives of The Guardian Life Insurance Company of America (Guardian), New York, NY. PAS is an indirect wholly owned subsidiary of Guardian. Guernsey & Associates is not an affiliate or subsidiary of PAS.

Howard Shores, Elwyn Guernsey, Richard McCool, Robert Mills, Chris Whitman, Seth Taylor and Bessann Watson are Financial Advisors of Park Avenue Securities, LLC (PAS), 3664 Coolidge Court, Tallahassee, FL 32311, (850) 562-9075. Advisory services are offered through PAS, a registered broker-dealer and investment advisor.

PAS is a member FINRA, SIPC.

The Registered Representatives are securities licensed in Alabama,California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, North Carolina, New Jersey, New Mexico, Nevada, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Wyoming and the material is strictly intended for individuals residing in those states. No offers may be made or accepted from any resident outside these specified states.

The Financial Representatives are licensed to offer insurance products in Alabama,California, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Mississippi, North Carolina, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, and Wyoming.

The information or opinions contained in this Internet site should not be construed by any consumer and/or prospective client as an offer to sell or the solicitation of an offer to buy any particular investment product. The information contained herein is directed solely to those individuals who reside in jurisdictions in which the representative is registered in the state where the consumer and/or prospective client reside. Any subsequent direct communication with a consumer and/or prospective client shall only be conducted by a representative that is registered in the state where the consumer and/or prospective client reside.